Term Share Deposits

We Offer Another Type of Deposit Account So You Can Earn Higher Dividends on Your Money

These Share Certificate Accounts have a specific term for maturity and are fixed rates. We offer several options for the term length, with minimum deposit amounts for different rates. Term Share Deposit Accounts are automatically renewable. Subject to early withdrawal penalties. Annual Percentage Yield quoted is based on deposits held until full term and dividends added to Term Share balance monthly.

Early withdrawal of principal and/or transfer of dividends to shares will reduce dividends earned and APY. Rates for new deposits are subject to change without prior notice.

Term Share Dividend Rates***

Effective 11/01/2023

Term Shares with Dividends Deposited to Shares

  
  Term
    Minimum Deposit
    Annual Percentage Yield
  
  6 Months
    $1,000.00
    2.80%
  
    $5,000.00
    2.85%
  
    $10,000.00
    2.90%
  
    $20,000.00
    2.95%
  
  12 Months
    $1,000.00
    2.85%
  
    $5,000.00
    2.90%
  
    $10,000.00
    2.95%
  
    $20,000.00
    3.00%

Term Shares with Dividends Added to Principal Monthly

  
  Term
    Minimum Deposit
    Dividend Rate
    Annual Percentage Yield
  

  6 Months
    $1,000.00
    2.80%
    2.80%
  

    $5,000.00
    2.85%
    2.85%
  

    $10,000.00
    2.90%
    2.90%
  

    $20,000.00
    2.95%
    2.95%
  

  12 Months
    $1,000.00
    2.85%
    2.85%
  

    $5,000.00
    2.90%
    2.90%
  

    $10,000.00
    2.95%
    2.95%
  

    $20,000.00
    3.00%
    3.00%
  

Maximum Deposit per Term Share - $100,000.00. Your savings federally insured to at least $250,000.00 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.
***Rates are subject to change at any time without prior notice – call us to get current rates.