Loan Rates
New & Used Autos
| Details | Rate |
|---|---|
| $25,000.00 and below - 5 years maximum financing (60 months) | ***5.49% APR - 17.99% APR |
| $25,000.00 - $39,999.99- 6 years maximum financing (72 months) | ***5.99% APR - 17.99% APR |
| $40,000.00 and above - 7 years maximum financing (84 months) | ***6.49% APR - 900% APR |
Certain eligibility requirements for 84 months financing - call credit union for details.
New Auto's: 100% Selling Price, plus tax, title, & license, not to exceed MSRP.
Used Auto's: 100% Retail Value in NADA book including tax, title, & license.
Payment Example: $1,000.00 financed @ 4.49% APR for 12 months equals $85.36 per month.
New Boats
| Details | Rate |
|---|---|
| $15,000.00 and below -6 years maximum financing (72 months) | ***5.50% APR - 12.49% APR |
| $15,000.01 - $24,999.99 -7 years maximum financing (84 months) | ***5.75% APR - 12.99% APR |
| $25,000.00 - $49,999.99- 8 years maximum financing (96 months) | ***6.00% APR - 10.00% APR |
| $50,000.00 and above up to 10 years maximum financing (120 months) | ***6.25% APR - 10.25% APR |
Certain eligibility requirements for 96+ months financing - call credit union for details.
100% Selling Price, plus tax, title, & license.
Payment Example: $1,000.00 financed @ 5.50% APR for 12 months equals $85.86 per month.
Used Boats
| Details | Rate |
|---|---|
| Up to $15,000.00 - up to 6 yrs maximum financing (72 months) | ***7.00% APR - 13.49% APR |
| $15,000.01 - $24,999.99 - up to 7 years maximum financing (84 months) | ***7.00% APR - 13.49% APR |
| $25,000.00 - $49,999.99 - up to 8 years maximum financing (96 months) | ***7.25% APR -10.75% APR |
| $50,000.00 and above up to 10 years maximum financing (120 months) | ***7.25% APR - 10.75% APR |
80% Selling Price, plus tax, title, & license.
Payment Example: $1,000.00 financed @ 7.00% APR for 12 months equals $86.55 per month.
New RVs, Campers, Fifth Wheels
| Details | Rate |
|---|---|
| Up to $20,000.00 - 6 years maximum financing | ***7.50% APR- 13.49% APR |
| $20,000.01 - $49,999.99- 10 years maximum financing | ***7.75% APR- 13.49% APR |
| $50,000.00 and above - 15 years maximum financing | ***8.00% APR- 11.00% APR |
100% Selling Price, plus tax, title, & license.
Payment Example: $1,000.00 financed @ 6.50% APR for 12 months equals $86.32 per month.
Used RVs, Campers, Fifth Wheels
| Details | Rate |
|---|---|
| Up to $20,000.00 - 6 years maximum financing | ***9.00% APR- 14.49% APR |
| $20,000.01 - $49,999.99- 10 years maximum financing | ***9.25% APR- 14.49% APR |
| $50,000.00 and above - 15 years maximum financing | ***9.25% APR- 14.49% APR |
80% Selling Price, plus tax, title, & license.
Payment Example: $1,000.00 financed @8.00% APR for 12 months equals $87.01 per month.
New Motorcycles
| Details | Rate |
|---|---|
| $15,000.00 and below - 5 years maximum financing | ***5.49% APR- 12.49% APR |
| Above $15,000 - 6 years maximum financing | ***5.49% APR - 12.49% APR |
100% Financing – including tax, title, & license.
Payment Example: $1,000.00 financed @ 5.49% APR for 12 months equals $85.85 per month.
Used Motorcycles
| Details | Rate |
|---|---|
| $15,000.00 and below - 5 years maximum financing | ***7.00% APR - 13.49% APR |
| Above $15,000 - 6 years maximum financing | ***7.00% APR - 13.49% APR |
80% Financing – including tax, title, & license.
Payment Example: $1,000.00 financed @ 7.00% APR for 12 months equals $86.55 per month
Signature Loans
| Details | Rate |
|---|---|
| $20,000.00 Maximum up to 5 years maximum financing | ***8.50% APR - 17.49% APR |
Payment Example: $1,000.00 financed @8.50% APR for 12 months equals $87.23 per month.
Share-Secured Loans
| Details | Rate |
|---|---|
| 10 years maximum financing | ***3.00% APR |
Payment Example: $1,000.00 financed @ 3.00% APR for 12 months equals $84.70 per month.
Credit Card Rates
| Details | Rate |
|---|---|
| VISA® Platinum Rewards | APR*** as low as 8.99% |
| Secured Credit Cards | 17.99% APR*** |
Your APR, including any promotional APR, will be determined based on our internal credit criteria. Periodically we evaluate your credit information and at such time, your APR for any new balance is subject to change. Minimum and maximum credit limits apply.
***Rates appear on this Rate Sheet as Annual Percentage Rate (APR). Rates subject to credit approval. Rates are based on credit worthiness and amount financed. Normal credit standards apply. Rates subject to change without notice. Your APR, including any promotional APR, will be determined based on our internal credit criteria.
APR = Annual Percentage Rate
All loan applications require a prepaid loan application fee of $35.00 that needs to be submitted with the loan application in order for the loan processing to begin. Proof of income is required.
If you have any questions or would like additional information, please call us at (985) 785-3350.